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Setting up a business involves complying with a range of legal requirements. Find out which ones apply to you and your new enterprise.

Every business needs to be aware of its obligations under minimum wage and equal pay laws, as well as recent pensions auto-enrolment changes.

What particular regulations do specific types of business (such as a hotel, or a printer, or a taxi firm) need to follow? We explain some of the key legal issues to consider for 200 types of business.

While poor governance can bring serious legal consequences, the law can also protect business owners and managers and help to prevent conflict.

You must comply with legal restrictions on employees' working hours and time off, or risk claims, enforcement action and even prosecution.

The right employment policies are an essential part of effective staff management. Make sure any policy is clear and well communicated to employees.

Whether you want to raise finance, join forces with someone else, buy or sell a business, it pays to be aware of the legal implications.

While sick employees need to be treated fairly, you need to ensure that 'sickness' is not being used as cover for unauthorised absence.

Marketing matters. Marketing drives sales for businesses of all sizes by ensuring that customers think of their brand when they want to buy.

Most pregnant employees are entitled to maternity leave and maternity pay, while new fathers are entitled to paternity leave and paternity pay.

Commercial disputes can prove time-consuming, stressful and expensive, but having robust legal agreements can help to prevent them from occurring.

As well as undermining morale, illegal discrimination can lead to workplace grievances. Employee discrimination is covered by the Equality Act 2010.

Whether your business owns or rents premises, your legal liabilities can be substantial. Commercial property law is complex, but you can avoid common pitfalls.

Home, remote and lone workers are becoming increasingly commonplace. Key issues include communication and how to manage and motivate people remotely.

With information and sound advice, living up to your legal responsibilities to safeguard your employees, customers and visitors need not be difficult or costly.

The right approach to consulting with and providing information to your employees can improve employee motivation and performance.

As information technology continues to evolve, legislation must also change. It affects everything from data protection and online selling to internet policies for employees.

Disciplinary and grievance issues can be a major burden to employers. Putting in place and following the right procedures is essential.

Following the right dismissal and redundancy procedures helps protect your business and minimise the risk of a legal dispute at tribunal.

Intellectual property (IP) isn't solely relevant to larger businesses or those involved in developing innovative new products: all products have IP.

Employment tribunal claims are a worrying prospect for any employer. A tribunal case is a no-win situation – even if the claim is unjustified.

Knowing how and when you plan to sell or relinquish control of your business can help you to make better decisions and achieve the best possible outcome.

From bereavement, wills, inheritance, separation and divorce to selling a house, personal injury and traffic offences, learn more about your personal legal rights.

SMEs still confused about auto-enrolment

15 January 2016

SMEs still confused about auto-enrolmentWhen it comes to compulsory workplace pensions, new research has found that many small businesses are still unclear what they need to do, when they need to do it and how much it will cost.

A survey by the Federation of Small Businesses (FSB) has found that 45% of SMEs are unclear about their responsibilities and 25% are not sure if they can cope with auto-enrolment.

Although small firms generally believe auto-enrolment will be good for their staff, the FSB research finds that 76% say auto-enrolment puts too much pressure on businesses like theirs.

Over the next two years more than a million small and micro-businesses will need to set up a workplace pension for their employees under the Government's automatic enrolment rules. However 26% of those polled still haven't checked when their staging date is.

The FSB has also found that businesses are underestimating the costs of implementing auto-enrolment. On average, smaller businesses still to start the process expect overall costs to be approximately £903. However, firms that have already introduced a workplace pension reported average costs of £1,436, with 19% spending more than £2,000.

Although costs are likely to be higher for firms with more than 50 employees, these findings suggest that the smallest business could be underestimating the costs too.

The survey also showed that 21% of those that have already complied said they had frozen or reduced wages to cover the cost of auto-enrolment.
 Of those firms yet to start auto-enrolment, 30% said they expected to freeze or cut wages.

John Allan, FSB national chairman, said: "Our message for small employers is auto-enrolment is coming and will affect your business - and the sooner you get to grips with what you need to do, the better off you will be. Most of the businesses which have already set up a workplace pension told us they found the process fairly straightforward, but we know many remain concerned about their ability to cope. These businesses should feel reassured that there is plenty of information and support available to help them through this process, both through the FSB and from the Pensions Regulator."

The FSB offers a workplace pension product for its members that helps business owners set up an auto-enrolment pension scheme. The Pensions Regulator website has guidance on all aspects of auto-enrolment for employers.

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