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Setting up a business involves complying with a range of legal requirements. Find out which ones apply to you and your new enterprise.

Every business needs to be aware of its obligations under minimum wage and equal pay laws, as well as recent pensions auto-enrolment changes.

What particular regulations do specific types of business (such as a hotel, or a printer, or a taxi firm) need to follow? We explain some of the key legal issues to consider for 200 types of business.

While poor governance can bring serious legal consequences, the law can also protect business owners and managers and help to prevent conflict.

You must comply with legal restrictions on employees' working hours and time off, or risk claims, enforcement action and even prosecution.

The right employment policies are an essential part of effective staff management. Make sure any policy is clear and well communicated to employees.

Whether you want to raise finance, join forces with someone else, buy or sell a business, it pays to be aware of the legal implications.

While sick employees need to be treated fairly, you need to ensure that 'sickness' is not being used as cover for unauthorised absence.

Marketing matters. Marketing drives sales for businesses of all sizes by ensuring that customers think of their brand when they want to buy.

Most pregnant employees are entitled to maternity leave and maternity pay, while new fathers are entitled to paternity leave and paternity pay.

Commercial disputes can prove time-consuming, stressful and expensive, but having robust legal agreements can help to prevent them from occurring.

As well as undermining morale, illegal discrimination can lead to workplace grievances. Employee discrimination is covered by the Equality Act 2010.

Whether your business owns or rents premises, your legal liabilities can be substantial. Commercial property law is complex, but you can avoid common pitfalls.

Home, remote and lone workers are becoming increasingly commonplace. Key issues include communication and how to manage and motivate people remotely.

With information and sound advice, living up to your legal responsibilities to safeguard your employees, customers and visitors need not be difficult or costly.

The right approach to consulting with and providing information to your employees can improve employee motivation and performance.

As information technology continues to evolve, legislation must also change. It affects everything from data protection and online selling to internet policies for employees.

Disciplinary and grievance issues can be a major burden to employers. Putting in place and following the right procedures is essential.

Following the right dismissal and redundancy procedures helps protect your business and minimise the risk of a legal dispute at tribunal.

Intellectual property (IP) isn't solely relevant to larger businesses or those involved in developing innovative new products: all products have IP.

Employment tribunal claims are a worrying prospect for any employer. A tribunal case is a no-win situation – even if the claim is unjustified.

Knowing how and when you plan to sell or relinquish control of your business can help you to make better decisions and achieve the best possible outcome.

From bereavement, wills, inheritance, separation and divorce to selling a house, personal injury and traffic offences, learn more about your personal legal rights.

SMEs paying £500 million too much for energy

11 December 2015

SMEs paying £500 million too much for energySmall firms are paying too much for their energy because they find it hard to shop around for deals and almost half have never switched suppliers.

The Competition and Markets Authority, which is currently investigating the energy sector, says SMEs in the UK pay around £500 million more a year than if competition was functioning effectively. It has voiced concerns that 45% of SMEs have been placed on a default tariff, which can be more than twice as expensive as a negotiated tariff.

Research by the Federation of Small Businesses (FSB) among its own members has found that 70% of firms experience difficulty comparing energy tariffs and 43% have never switched supplier.

The FSB is launching its own Energy service for members that promises to reduce average energy bills by almost a quarter. The service will be run by Make it Cheaper and the FSB says it could generate annual average savings of 23% for new customers switching their gas and electricity provider - equivalent to £973 off the £4,243 average annual energy bill of an FSB member.

The service will enable FSB members to get advice on rates, identify potential savings and arrange new contracts. It will also take care of the paperwork involved in switching and will remind members when their fixed price periods end so they don't "default" on to more expensive rates.

Dave Stallon, FSB operations director, said: "Energy is an increasingly important issue for smaller businesses. There are many ways they can make substantial savings through the implementation of energy efficiency measures as well as ensuring they get the best tariff they can on their gas and electricity. Many smaller businesses, however, either don't believe they can make substantial savings or haven't trusted the market and the system enough to engage in the process."

Energy efficiency has the potential to cut SME energy bills by 18-25% according to estimates by the Department of Energy and Climate Change (DECC).

FSB research has found that 58% of businesses have already made changes to improve their energy efficiency. The most widely reported energy efficiency measures already taken are: the installation of more efficient lights, lamps and bulbs (40%); the introduction of switch off/turn down policies (23%); and improved insulation (23%).

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